The Renaissance Healthy Savings Card is not insurance. Membership provides access to dental and other health care services at a discounted price. Renaissance makes no direct payments to the health care providers for services or products. Members of Renaissance are responsible for paying for all health care services and products but will receive a discount from any health care provider affiliated with the Healthy Savings Card and its affiliated networks, including Careington, EyeMed Vision CareSM, Caremark®, and Beltone™ and WholeHealth Network.

The Renaissance Healthy Savings Card is not available in California, Montana, Nevada, and Vermont.